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Back to Basics: How to Establish Good Credit

By |2016-04-20T10:51:40+00:00April 20th, 2016|Blog|

There are three primary components of a credit score: Your payment history. Do you pay your bills on time? Then you’re perfect. Late payments and collection actions seriously damage your credit. The length of your credit history. If you’ve only had credit for a couple of months, your score will be lower than if you’ve been using credit for several years, assuming everything else is equal. That’s why it’s important to get started today. Your utilization ratio. If your credit card limit is $2,000 and your balance is $1,000, your utilization ratio is 50%. Always keep your utilization below 35%. Any higher than this will result in a lower credit score.

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Where to Find Financial Support for Your Brilliant Startup Idea

By |2016-04-11T10:19:32+00:00April 11th, 2016|Blog|

Consider many sources for your startup funds: Use your own finances. Instead of getting a loan or borrowing from others, see if you can finance your startup with funds you save or gather. Do you have savings that can be used to fund your new business? Do you have items or services you can sell to raise money? This may take awhile, but you might feel more comfortable delaying the launch of your company a bit while you earn the money to get it started. Ask friends and family to help. Do your family and friends think that the startup idea is a good investment that will bring high returns? If you have support from these sources, they might be interested in loaning you the startup funds or investing in your new business.

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Hurt on the Job? Get the Workers’ Compensation Pay You Deserve

By |2016-04-04T11:05:00+00:00April 4th, 2016|Blog|

Have you been injured at your place of employment? Are you struggling to understand the requirements to get workers’ comp? Workers’ Compensation Insurance guidelines can feel like a maze, but it’s important to understand the rules so you can receive compensation for your expenses related to the injury.

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Top 10 Job Search Tips for Recent Graduates

By |2016-03-31T17:34:43+00:00March 31st, 2016|Blog|

Find your first job through intelligence and diligence: Avoid limiting your search to the internet. You’re searching for a job online for the same reason everyone else is. It’s easy, and you can do it in your favorite t-shirt while eating a pizza. That’s why jobs posted online have so much competition. It’s also much more difficult to stand out. Use other resources while searching for a job.

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Top 10 Techniques That Will Make You Rich

By |2016-03-30T17:27:40+00:00March 30th, 2016|Blog|

These strategies needed to create wealth are available to everyone: Have multiple streams of income. One of the most important aspects of becoming wealthy is the avoidance of financial disasters, such as losing a job. It can take years to replace the savings you might spend in just a couple of months. The more sources of income you have, the more financial security you’ll enjoy. You’ll also earn more.

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Make These Mistakes and You’ll Go Broke

By |2016-03-28T11:02:56+00:00March 28th, 2016|Blog|

A lack of financial resources is a significant cause of stress. There are many factors that contribute to a small bank account. The most basic cause is outspending your income. No one can spend more than they make indefinitely. Sooner or later, the money runs out. Several mistakes contribute to financial challenges. Luckily, a few changes in habits can get your finances back in the black. Do you make these errors?

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